Secured loans

A secured loan, a loan that is secured against a home, offers a great way to raise finance and provides a perfect alternative to a Remortgage.

Variety of purposes.

  • Home improvements
  • Consolidating outgoings into one monthly repayment
  • Children’s tuition fees
  • A wedding
  • Paying a tax bill
  • Expanding a property portfolio
  • A classic car
  • The options are almost endless…

Secured loan range:

The ‘regular’ range offers secured loans that are secured against a prime residence

  • Loans from £3,000 to £1,000,000
  • Flexible terms from three to 25 years
  • Variable and fixed rates
  • facility to make overpayments, or pay the loan off in full, without penalty for all of our regular secured loans.

The ‘buy-to-let range offers loans secured against a residential investment property and offer a great solution for property investors looking to raise finance.

  • Variable and fixed rates
  • Early repayment charges of 3% during the first five years, and 1% thereafter

Many status profiles and income sources are considered:

  • CCJs and arrears considered
  • Self-employed, DWP benefits and private pensions considered